Our firm has the resources, experience, and depth of knowledge to offer the following services to both individuals and businesses. We can deliver the services you need in a professional, fast, and cost-efficient manner.

Financial Statement Audits
Independent examination of accounting data with the objective of expressing an opinion on the financial statements. Audits are performed in accordance with Generally Accepted Auditing Standards (GAAS), Generally Accepted Governmental Auditing Standards (GAGAS), Generally Accepted Accounting Principles (GAAP), and standards established by the American Institute of Certified Public Accountants and/or the United States General Accounting Office, Circular A-133, 401(k) retirement plan (DOL) audits and others. Report formats are innovative and responsive to individual client needs.

Bookkeeping/Write-Up/Assembly Reporting
Services include maintenance of books through development of complete financial statements. Preparation of payroll records, cash receipt journals, cash disbursement journals, accounts payable and accounts receivable and job cost summaries (i.e., construction jobs).

Reviews & Compilations
Our firm offers full Review and Compilation services for small to medium sized firms. Preparation and review of financial statements when limited or no assurance is needed for a variety of users, including management, shareholders and outside parties, in accordance with standards established by the American Institute of Certified Public Accountants

Attest Services-Federal & State Agency Reporting
Our Firm offers both limited and full scope attest services. We work with your firm and VEDA/EPC to determine compliance on loan or tax credit programs. We strive to deliver cost-efficient attest services in accordance with your mandatory reporting deadlines.

Business Valuations
Apply and evaluate various financial indicators to establish fair market value of closely held business interests for a variety of circumstances. For instance, adding or removing an equity partner from a professional firm, establishing a value for estate or gift tax planning or return preparation purposes, shareholder disputes, mergers and acquisitions, or divorce. Services include report preparation for use by individuals, financial institutions, shareholders, partners, attorneys and the courts. One or more acceptable methods are used, based on the particular needs of the client.

Present Value analysis
Analysis and reporting for individuals and companies when long-term payouts are contemplated or awarded. Services include prospective income tax analysis and inflationary models.

Loss Of Income
Analysis services for businesses when confronted with fire loss, water loss, business interruption and rental policy loss calculations. Services include arbitration, mediation, and court testimony.

Forensic Accounting
Detailed documentation and reporting for historical transactions when fraud, irregularities or compliance problems are suspected or detected by management/owners, etc.. Services include interpretation of accounting and ethical issues and system control propriety

Computer Consulting Services
Provide training and support for business owners, individuals and their employees in a variety of accounting and other business applications. Staff members have installation experience and are adept at training on easy to use, flexible accounting system software.

Accounting Software Selection & Implementation
Our firm will help you select the software that's right for you and will train you and your financial staff.

Peer Reviews
AICPA member firms require periodic peer reviews for continued membership in the AICPA and/or State CPA Societies and for adherence to professional standards and/or licensing renewals. Jeffrey A. Graham, CPA, RPA, CSEP, is a qualified peer reviewer for a wide variety of accounting and auditing areas.

Business Consulting
Services involve preparation of annual budgets and income tax returns for corporations, partnerships, individuals, not-for-profit organizations, condominium associations, estates and trusts. Other taxpayer compliance services include preparation of periodic payroll tax filings as required by federal and state authorities. Planning services are designed to minimize tax liability for future years.

Sales Tax Services
Our firm prepares all sales tax filings and offers full sales tax audit representation, for multiple states.

Tax Planning,Preparation & Compliance Services
Preparation of income tax returns for corporations, partnerships, individuals, not-for-profit organizations, condominium associations, and estates and trusts. Other taxpayer compliance services include preparation of periodic payroll tax filings for federal and state requirements. Planning services are designed to minimize tax liability for future years.

Estates, Trusts & Generational Transfer Planning
Preparation of estate, trust, fiduciary and gift tax returns. Tax and financial planning services are provided to minimize tax liability and maximize investment returns. Graham & Graham works with law firms and trustees/executors to administer simple and complex single state or multiple state cases, prepare cash flow projections, perform fiduciary accounting services, review wills for estate tax issues and provide post-mortem planning services.

Payroll Services
Our firm offers complete payroll preparation and payroll tax reporting services. We prepare all federal and state returns and offer full magnetic media and electronic filing capabilities, for multiple states.

Bankruptcy & Insolvency Consulting
Consultation and evaluation with cases involving debt timing, workout solutions, loan re-negotiation, code interpretation, court testimony, tax department negotiation, offers in compromise and trustee assistance.

Executive Search-Financial/Accounting Positions
Assistance in locating, and evaluating strengths and technical capabilities for CFO's, controllers, treasurers, and other executive position requirements, for a variety of service, wholesale, manufacturing, resort, municipal, MIS division, internal audit and accounting firm environments.

Financial Forecast and Projections
Preparation of financial forecasts or projections ranging from a complete set of financial statements to summarized presentations of the minimum required financial statement elements.

Job Costing & Budgeting Analysis
Services involve preparation of annual budgets and income tax returns for corporations, partnerships, individuals, not-for-profit organizations, condominium associations, estates and trusts. Other taxpayer compliance services include preparation of periodic payroll tax filings as required by federal and state authorities. Planning services are designed to minimize tax liability for future years.

Internal Control Studies
Review of internal controls to determine strengths and weaknesses in the accounting and operational systems of a business, followed by comprehensive written recommendations to management.

Investment Strategy Review
Our firm will perform a custom portfolio analysis and review the risks and returns of specific investments including stocks, bonds, REITs, and limited partnerships. We will also determine an optimal asset allocation for you by taking your unique personal and financial goals and resources into account.

College Funding Analysis
FAFSA, VSAC, EFC? What do these initials mean? We can assist you in establishing a plan - before, during or after your child has entered college.

Benefit Plan Services
Our firm can help your firm weigh the complex benefits and costs posed by today's qualified and nonqualified pension and profit sharing plans, including 401(k), SEP, SEP IRA, Keogh, life insurance and health insurance plans.

Retirement Planning
We can analyze your projected income and expenses and suggest investment funding techniques to help you in your planning.

General Services
Staff Training
Topics include but are not limited to: tax issues, changes in accounting issues, strengthening internal controls, accounting wowrkpapers, payroll tax, adjustments to accounting transactions, and report generation.
Accounting System Design
Development of computer or manual systems that effectively address business needs. System design also integrates existing document flow.
Executive Search
Assistance in locating and evaluating strengths and technical capabilities for financial executives, business managers and other executive position requirements. Search for estate/decedent consultants for business continuation or family mediation purposes.

Buying & Selling a Business
Our firm advises prospective business purchasers about local market conditions, industry trends, and the financial condition of an acquisition candidate. If you are selling a business, we can offer advice for obtaining the best possible sales price and contract payout terms.

Business Expansion
Consultation on loan application requests and grant requests for state and federal agencies as well as advice on capital budgeting, preparation of feasibility studies and break-even analysis.